{"id":1617,"date":"2022-10-05T17:16:42","date_gmt":"2022-10-05T22:16:42","guid":{"rendered":"https:\/\/www.gcbloomrisk.com\/?p=1617"},"modified":"2023-06-27T11:02:35","modified_gmt":"2023-06-27T16:02:35","slug":"requisitos-reporte-de-informacion-ante-centrales-de-riesgo","status":"publish","type":"post","link":"https:\/\/www.gcbloomrisk.com\/landing\/requisitos-reporte-de-informacion-ante-centrales-de-riesgo\/","title":{"rendered":"Requisitos reporte de informaci\u00f3n ante centrales de riesgo"},"content":{"rendered":"\n

La Superintendencia de Industria y Comercio como \u00f3rgano de supervisi\u00f3n en materia de habeas data, mediante Concepto 22-228073 del 22 de julio de 2022 reiter\u00f3 los requisitos para el reporte negativo de informaci\u00f3n por parte de las fuentes de informaci\u00f3n, de acuerdo con los lineamientos de la Ley 1266 de 2008, modificada recientemente por la Ley 2157 de 2021.<\/p>\n\n\n\n

Al respecto indic\u00f3 que, para la procedencia de los reportes negativos ante centrales de riesgo, tales como Data Cr\u00e9dito, Transuni\u00f3n, Procr\u00e9dito u otras, es necesario:<\/p>\n\n\n\n

    \n
  1. Remitir comunicaci\u00f3n previa al reporte al titular de la informaci\u00f3n, por lo menos con 20 d\u00edas de anticipaci\u00f3n, con el fin de que este pueda demostrar o efectuar el pago de la obligaci\u00f3n, as\u00ed como controvertirla. (En obligaciones por montos iguales o inferiores al 15% del salario m\u00ednimo, se deber\u00e1n enviar como m\u00ednimo dos comunicaciones en d\u00edas diferentes, la \u00faltima, por lo menos con 20 d\u00edas de antelaci\u00f3n al reporte).<\/li>\n\n\n\n
  2. Garantizar que se cuente con el soporte de la obligaci\u00f3n que permita la veracidad y la certeza de la informaci\u00f3n, as\u00ed como la autorizaci\u00f3n expresa y previa al reporte por parte del titular (La cual podr\u00e1 ser entregada verbal o mediante documento f\u00edsico o digital).<\/li>\n\n\n\n
  3. El reporte s\u00f3lo podr\u00e1 ser realizado m\u00e1ximo 18 meses despu\u00e9s de la constituci\u00f3n en mora del titular.  <\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    La Superintendencia de Industria y Comercio como \u00f3rgano de supervisi\u00f3n en materia de habeas data, mediante Concepto 22-228073 del 22 de julio de 2022 reiter\u00f3 los requisitos para el reporte negativo de informaci\u00f3n por parte de las fuentes de informaci\u00f3n, de acuerdo con los lineamientos de la Ley 1266 de 2008, modificada recientemente por la Ley 2157 de 2021.<\/p>\n","protected":false},"author":3,"featured_media":1620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[]},"categories":[19,22,29,24],"tags":[],"acf":[],"yoast_head":"\nRequisitos reporte de informaci\u00f3n ante centrales de riesgo - GCBloomRisk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gcbloomrisk.com\/landing\/requisitos-reporte-de-informacion-ante-centrales-de-riesgo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Requisitos reporte de informaci\u00f3n ante centrales de riesgo - 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